I would also like to add to your complications, if I may
DSLRs are going to get the best digital images. No doubt about it.
You must decide if one is right for you. Tougher now that some DSLRs and some high-end digicams have criss-crossed at the $1000 price mark.
If you have any lenses and accessories accumulated from 35mm film shooting - (with a handle like 'photoguy' I'm betting you do

) - it might be worth your while to get a DSLR that can accept those lenses.
Another consideration is simply the ease of having one camera, one lens.
(Yeas..., I know that's the deal with the D70, and Rebel prosumer kits, Minolta's about to release one, too) But no kit comes with a 10x zoom, with IS (VR as Nikon calls it) That may or may not be important to you, rather handy at focals lengths over 200mm if your shooting without a tripod.
etaf mentions "I have EOS5 and EOS600 with various lens - 135mm 75-300mm 50mm all canon + flash guns - and it became a hassel to take it every where for snaps etc. so i just bought a canon pro1 - and i have used this more -"
So to point up his point,
you will eventually (if you have the budget for it) increase your accessories to the point you may need a bag as big as the one you lugged around when you were shooting film. And spend as much or up to twice as much for a new lens as you paid for the DSRL body alone!
A good prosumer camera may do all that you require in most situations. It won't handle
every situation, but neither will a DSRL unless you opt to change the lens, screw on a filter, attach the off-camera flash, etc.
So if all you have to do is pick up the camera and shoot and zoom...
I hope you get my drift.
I'm not advising yea or nay to either for you , photoguy, just commenting.
I would love a DSRL, but simply can't justify the cost (both $$-wise and packing around the EQ) for DSLR quality just to send some email or make the occasional 8x10 print. If I still had my 35mm Nikon EQ (lost now, alas, by one disaster after another) I would find the strength to lug it around, and have a D70 on the way!
Or maybe a fuji s3??
If I had mega bucks right now, I'd get the Canon 20D and all the trimmings!
Sorry for the personal prefs, ranted much too long there, but just a comment refecting my own complications.
What's most important to YOU?
Hope it's not too unhelpful too complicate things.
