I concur with MFDnNC. Whenever it comes to AV solutions, not one product is "100% failsafe". I run AVG free on my computer and we use AVG free on the systems we build where I work, but I don't rely on it 100% and tell customers the same. On top of AVG, I have SpyBot S&D installed with TeaTimer and Resident IE shield (even though I don't run IE). Along with SpyBot, I also run XoftSpySE.
When it comes to spyware/malware solutions, having more than 1 product at your disposal is a good idea because sometimes one program will find what the other one misses. Case in point, XoftSpySE will not catch SmitFraud but SpyBot does (I've encountered 3 instances of that issue in the past 2 weeks). Don't run multiple AV solutions, though. That's worse than having nothing at all.
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