i really have to disagree with online banking i have heard way to many bad stories about money going missing or money being spent around the world and other bad stories and its VERY real not just something you hear of it has happened to two friend of the family i was not able to talk to about protective measures
you need VERY good protection (my opinion) some people have good luck and will never have a problem but you cannot just relay on the hope that all people will be nice enough to leave your account untouched, take ALL the measures you can, get the best security you can... dont just talk to stores either they will most likely make you buy the newest and most expensive product they have... The main thing you want to be sure of when you bank online is that your computer is clean to start with and keep it safe and secure all the time, and be VERY aware of any scams that appear in your email account...
well ive blabbered on for a while scuse' the long post