If you can't afford to spend money on a power supply, and your current power supply is not already broken, then don't buy a new one. Cheap power supplies are cheap for a reason, they're low quality, they don't really meet their expectations, and they die quicker than good ones.
Power supplies often get overlooked because you can't really get any performance boosts out of them, but really, they're one of the most crucial parts of the system. A flaky power supply will mess everything up.
There's no reason to "upgrade" a cheap power supply to another cheap power supply, because it's not really an upgrade. When it burns out (and it most likely will), you'll have to buy another one anyway, so you might as well spend the money now on a decent quality power supply.