Howdy
I don't have to much to add except for a few thoughts... I have not shot with anything other than my Dslr .. Nikon D2X... so I have no input as far as other cameras go, Dslr or point and shoot...
Indoor shots are much harder than ,ouside in good light, for any camera... indoor shot very often require good technique as well as flash and tripod...
A Dslr has it's goods and bads... It gives you the flexibility to expand as you go...as Guy said... but on the other hand you tend to accumulate more lenses and accessories which, to many people, gets to be a drag lugging it all around when you want to shoot or trying to decide... hmmmmm. which lens should I take today? ...
One way around that is to get an all purpose "walkaround" lens like say 18-200mm unfortunately they tend to not be quite as good quality because of the wide range.
stabilization is definitly something you want point and shoots it is built into the camera and dslr it is usually in the lens
The camera Guy linked to looks like a good deal if Dslr is the way you decide to go.. The Nikon D40x would also be a good choice...
unfortunately the more time you spend at sites like...
http://www.steves-digicams.com/hardware_reviews.html or
http://www.dpreview.com/
the more questions come up...
remember if you go the Dslr route in no time you will have much more invested than the original purchase price...
but it's fun...
