[rocknchic]

Well, it's effectively blocking YOU from ever using their services too... I'm not sure they'd like that much. lol I would try to make a few calls. Things tend to happen on phone calls more... you can say.. "No I'll hold.. I'd like you to do it while I'm on the phone in case you have any more questions". Also, keep your cool as long as possible, only lose your temper if you are dealing with a total nimwit, then get ticked and ask for his supervisor. People generally want to help you if you're nice.

I just got my bank card number stolen this past weekend... no.. I still have the card. Never lost it. But someone, at a store I used it at, must have written down the information because they bought a $3500 computer and $56 worth of Domino's Pizza yesterday. Really nice. *sigh* Just what I needed while I'm in the process of moving into my new house! I've never used this card for internet purchases (it's my bank card, NO WAY!), I only use my Mastercard for those. Was sure nice to see my bank account drained down to virtually nothing this morning. *sniff*

Can I borrow $20?

[CyBerAliEn]

Sorry to hear this is still an issue for you.

I would highly recommend calling all of the major places that provide credit checks (IE, Equifax) and have them put your account on "fraud alert". With this status (I believe it will last 6 months ? ), you will provide a phone number to be reached at (IE, a cell phone would be best), and if anyone tries to open an account in your name, they will be forced to call the number you provide to get authorization for the account to be opened. Doing this will block anyone from [further] opening any accounts in your name anywhere.

I would also recommend calling the FTC again and telling them what your situation is and see what they suggest.

I would also recommend heading down to the police department in-person, and talk to someone about the situation. Showing up in person, it may get them going on it.

If the police still aren't doing anything about it (and even if they start to), I would also highly consider getting an attorney, or consulting one about your situation. They will probably be able to help get things going for you, and/or let you know what you need to do.

I would highly recommend trying to get this moving fast. It has been over a month now, and nothing has really been achieved. As I understand it, this individual can still do just about everything he/she wants. It wil take you months and possibly years to clear up any charges or accounts that are created in your name.

Unfortunately, your likely to be dealing with this directly, or its affects, months from now, possibly longer.

Keep us updated on the situation. It's nice to see someone who has provided updates.


rocknchic:

Sorry to hear about your recent fraud situation. Never a thing you want to deal with or go through. Good luck in getting it resolved. Hopefully you can gather some good info from this thread.

[gws226]

I too have had issues with my credit report. When I attempted to get a new CC and cell phone awhile back I was denied on both counts.

I admit that my credit is less than perfect (paying for college on your own does those things) but when I finally ran my credit checks I discovered several things....

1. Several of my Father's (who has the same name as me) CC's were on my account. CC institutions denied my credit applications because my pops CC's with over $100K credit limits where on my accounts *my income didn't justify the applications for credit with limits already on my account.

2. Old Bills. I had several instances (electric bill, cell phone, and parking ticket, bank account) that had been paid years ago but were still listed on my account as deliquent/unpaid.

Simply disbuting these recording with the 3 credit unions cleared it all up.

Although it doesn't address you Identy theft concerns, I suggest you start there with your credit reports.

[Servant of Eru]

Originally posted by rocknchic:
I just got my bank card number stolen this past weekend... no.. I still have the card. Never lost it. But someone, at a store I used it at, must have written down the information because they bought a $3500 computer and $56 worth of Domino's Pizza yesterday. Really nice. *sigh* Just what I needed while I'm in the process of moving into my new house! I've never used this card for internet purchases (it's my bank card, NO WAY!), I only use my Mastercard for those. Was sure nice to see my bank account drained down to virtually nothing this morning. *sniff*

Well, look at it this way...if you find the b@st@rd who did it, you not only get to sue the crap out of him...but you get a new puter as well. I mean, for $3500 it can't be a bad computer.

[hammerbill]

I kept having a hard time getting a security clearance. Eventually found out my jailbird older brother had used my name and also used social security number-not exactly but very similar, (transposed digits, one up, one down).
Later I met my current wife. When we began seeing more of each other, I casually mentioned that it wouldn't bother me if she ever wanted to do a criminal check on me. Some time later she contacted a detective that bended a few rules and found "my" records.: "assault with a deadly weapon" and a six foot rapsheet of lesser crimes. The detective advised her to have nothing more to do with me but she didn't listen, used gut hunch instead. To this day, that detective still thinks I am my brother. I am crime free.

[gws226]

Originally posted by rocknchic:
Well, it's effectively blocking YOU from ever using their services too... I'm not sure they'd like that much. lol I would try to make a few calls. Things tend to happen on phone calls more... you can say.. "No I'll hold.. I'd like you to do it while I'm on the phone in case you have any more questions". Also, keep your cool as long as possible, only lose your temper if you are dealing with a total nimwit, then get ticked and ask for his supervisor. People generally want to help you if you're nice.

I just got my bank card number stolen this past weekend... no.. I still have the card. Never lost it. But someone, at a store I used it at, must have written down the information because they bought a $3500 computer and $56 worth of Domino's Pizza yesterday. Really nice. *sigh* Just what I needed while I'm in the process of moving into my new house! I've never used this card for internet purchases (it's my bank card, NO WAY!), I only use my Mastercard for those. Was sure nice to see my bank account drained down to virtually nothing this morning. *sniff*

Can I borrow $20?

Getting your information is soo easy and you probably did nothing neccasarily wrong to have this happen to you.

When I was a freshman in college *before the internet I did a project on Credit Card scams. I tell you right now, NO I DID not actually capture credit information for my own use

At the time I worked at a local business in the town. And it took so little work to get all the neccasary information to make illegal purchases with other's credit cards.

When you make a purchase with your credit card, the business receives an original copy of the your credit card #, expiration date, and signiture. All you had to do was look the person up in the telephone book and suddenly you had their address and telephone number too. I took a telephone survey of mail order companies and with 8 out of 10, those bits of information were enough to make a purchase with the 'stolen' Credit card and have the item delivered to a 'mailing address' IE: an address different than that of the home address of business card......

The only reason why I relieve this now is because Credit Cards now have addition numbers on the back of them that cannot be captured on carbon copies of the receipts......... but it really was that simple

Basically the kid making $5 at the Gas station quiki-mart could get all the information he needed to use your card with less than 5 mins worth of work.

[jonasdatum]

Originally posted by hammerbill:
I kept having a hard time getting a security clearance. Eventually found out my jailbird older brother had used my name and also used social security number-not exactly but very similar, (transposed digits, one up, one down).
Later I met my current wife. When we began seeing more of each other, I casually mentioned that it wouldn't bother me if she ever wanted to do a criminal check on me. Some time later she contacted a detective that bended a few rules and found "my" records.: "assault with a deadly weapon" and a six foot rapsheet of lesser crimes. The detective advised her to have nothing more to do with me but she didn't listen, used gut hunch instead. To this day, that detective still thinks I am my brother. I am crime free.

Hello,

First off I hope that both my other post on this subject have helpt many of those who have read it. Now, for your reply hammerbill. I know what you mean. A family member of mine had a simular problem when trying to get a non-driver ID. Aparently his father used his social security number with his license (which means the state he got the ID from doesn't run a comparison check very often).

After a quick appearence in court, the Judge corrected the error and he then go this ID.

Not the first family member to screw with the records and wont be the last.

I have an update to my story, but I'll take of that later. I have so buisness to attend to.

If I may ask, did you kick your bother's A$$@#@! ? He screws up his life and then messes with yours.

jonasdatum,

I hope all turns out well. I see that you have all of the information that I could offer, either by digging it out yourself or from the replys you have received in this thread. The only advice I would have to offer is do not wait for the police report to place a fraud alert on your credit history at each of the three reporting agencies. I assume you have done that already.

I had my credit card used fraudulently on August 21, 2002. Someone used my Visa card to purchase a Prepaid ATM card in the amount of $450 and had it transfered to an off-shore gambling facility. The most worrisome part was that the perpetrator had the correct card number, the correct expiration date, the correct three or four digit security code from the card, the correct cardholder name, the correct home address, the correct home phone number, and most worrisome of all the correct social security number.

Fortunately, I have not had any more trouble that I know of. In my case we suspect the perpetrator was a Bank of America employee, and that the incident was probably a one time score. I hope so. Anyway, it is something I will have to worry about for the rest of my life.

Hope things turn out OK for you.

Mowergun

[jonasdatum]

Originally posted by Mowergun:
jonasdatum,

I hope all turns out well. I see that you have all of the information that I could offer, either by digging it out yourself or from the replys you have received in this thread. The only advice I would have to offer is do not wait for the police report to place a fraud alert on your credit history at each of the three reporting agencies. I assume you have done that already.

I had my credit card used fraudulently on August 21, 2002. Someone used my Visa card to purchase a Prepaid ATM card in the amount of $450 and had it transfered to an off-shore gambling facility. The most worrisome part was that the perpetrator had the correct card number, the correct expiration date, the correct three or four digit security code from the card, the correct cardholder name, the correct home address, the correct home phone number, and most worrisome of all the correct social security number.

Fortunately, I have not had any more trouble that I know of. In my case we suspect the perpetrator was a Bank of America employee, and that the incident was probably a one time score. I hope so. Anyway, it is something I will have to worry about for the rest of my life.

Hope things turn out OK for you.

Mowergun

Hello and thanks for your reply.

Ok now here is my situation update. Tuesday night I went back to the Police Station and ask about my initial report. "Why didn't I get a case number?" The same that wrote out the report told me that it still wasn't processed and that I had to call another unit in the department.

So today I called early in the morning and spoke to another AA and she said what I figured "Your report is lost you'll have to file another one. Also, your case number should have been filed within a few days of your filing the complaint."

Somebody screwed up royal! Now I am going to take a step back in time reguards to Mowergun's statement about not waiting for the Police. I need them for evidence and to asist in capturing and procecution. The case number helps alot; however you are right.

Yesturday I got a bunch of letters copied and notarized explain my situation to two of the phone companie. Today I sent one to two offices. They were sent certified mail and signature confirmation.

I think I reported my situation to social security, but if I didn't I'll mail them a letter and do it [again if need be]. Then the only other thing I can do is contact the FTC (check my earlier post on this thread), but it would be better if had a case number. I found out I should contact the FTC when I emailed the Department of State [ http://www.state.gov/ ] and asked what should I do to protect my passport records and the like?

Well if anybody else has something to add that would prove useful to me or the other readers please post it!

If somebody stole your identity refer to these sites for help:

http://www.ssa.gov/pubs/10064.html
http://www.consumer.gov/idtheft/
http://www.usps.com/postalinspectors/IDtheft2.htm
http://www.usps.com/cpim/ftp/pubs/pub280.htm
http://www.usps.com/postalinspectors/idthft_ncpw.htm

Some of these links are new.

[jonasdatum]

Hello,

Ok, good news I finally received my case number! Now within another week (during spring break), I'll find out what I have to do next. However in the interim I'll contact the Experian Credit Burial and find out how a LAN LINE number got on my report. I think what help it along was one of the PAA (Police Admin. Asis.) marked it down as some else other than ID Theft. LOL, resulting in the Police taking a closer look @ the situation and handling the case. Not to mention that it wasn't lost this time I should thank this person next time I go to the Police Station!

Also, today I can finally file a report with the FTC. You can find data on that via my prior post on the thread. Finally, one of the most critical tools require to combat this itch-bay is in my arsenal!

Any further advice involving the "next step?"

[jonasdatum]

TYPO - ERROR IN DATING - I THINK:

THE DATES IN MY BEGINNING THREAD ARE WRONG. THE MONTH IS FEBUARY-2004 NOT APRIL. I HOPE YOU ALL FIGURED THAT OUT. HOW THE HECK DID THAT HAPPEN. MAJOR TYPO DUDES! SORRY.

Originally posted by jonasdatum:
Subject: Identity Theft / Theft of Identity /ID Fraud- I am a Victim of - What To Do - Etc.

Hello and good morning/night. Yea, it's happened; somebody has stolen my identity. How? I do not know. Here is my story as of late.

4/11/2004 - I received two cell phone bills with two account numbers. It appears that they have the same main number though. The account was made with my name minus my middle initial and my social security number. Since I've only seen a few articles on the news or Internet, I figured I'd go to the one place that you can always trust www.techtv.com. There I found this article "Cat's Clicks: Online Credit Reports" [http://www.techtv.com/callforhelp/ca...580372,00.html].
There they gave me the basic steps on what to do to protect my credit and I went from there.

4/12/2004 - Checked to make sure that my driver license wasn't changed and that I have no cars were registered and/or titled in my name [no they're not the same thing].

- Requesting "authenticated" passport records via mail! http://travel.state.gov/passport_services.html.

4/13/2004 - Went to my nearest Police Precinct to file a report. A detective should be getting back to me soon. The sad part is when I returned home, there were two cell phone bills waiting for me. I have not even opened those yet.

Any comments, suggestions, etc?

[jonasdatum]

Hello,

I was scanning the most recent cell phone bills for archiving and I noticed (and had forgot) that the enemy has changed the spelling of my last name on the bill. LOL, I have a theory of what might happen next, but I have to talk to my employer!

Now I have to send another letter to the cell phone company.

[CyBerAliEn]

Nice to hear it is moving along.

I haven't heard you mention doing this yet, but I would highly recommend getting your stuff on fraud alert with the credit bureaus. This will prevent anyone else from opening an account or anything without your direct authorization at the time the account is being created.

[jonasdatum]

Originally posted by CyBerAliEn:
Nice to hear it is moving along.

I haven't heard you mention doing this yet, but I would highly recommend getting your stuff on fraud alert with the credit bureaus. This will prevent anyone else from opening an account or anything without your direct authorization at the time the account is being created.

Hello,

Thanks for your reply. Yes I did that on 2/11/2004! I plan to put another fraud alert in it next month. Untimately in the end, I will more than likely change my ss#. I was preparing my FTC report, but I can't get anybody on the phone to confirm my number.

[CyBerAliEn]

OK, that's good. I didn't recall you noting anywhere that you had done such.

Today is Sunday. Perhaps you'll get someone Monday?