[jonasdatum]

www.c-span.org

Allan Sloan, Fortune Magazine, Senior Editor at Large
Allan Sloan, Fortune Magazine, Senior Editor at Large takes a look at the state of the U.S. economy, including recent Wall Street drops, the housing market & the credit industry.
8/24/2007: WASHINGTON, DC: 58 min.
rtsp://video.c-span.org/15days/wj082407_sloan.rm

I am working on expanding my investment portfolio, I am proud to say that my small investments crawling up the water spout again! In time the web will be strong and not even a hurricane will not cause it to faulture.

Soon I will start searching for mutual funds. Right now my investment portfolio is full of ETFs, hand picked stocks, and federal EE and I bonds. As my income increases I'll invest in mutual funds, CDs, corporate and municipal bonds.

To a lesser extent credit cards that pay cash back / points that be used towards future balances. I consider this an investment. Currently, I have $30 in my "dividend dollars;" by the end of the year that should reach $50. If the terms of the card agreement stay the same; lets say $50 * 20 years = $1000. Which isn't so bad; think about what that $1000 can do in 20 years in a CD or a bond. My card gets about 2% cash back. Also, if I am not mistaken many cards have a yearly cash back limit. For example my card maxes out at $250. So if you are a high spender that could be $250 * 20 years = $5,000. Remember to read all card agreements carefully. Also keep in mind that they are subject to change. The best rates I've seen on cash back are Discover, Citi, and American Express cards:

http://www.cardratings.com/bestcards...yrate#cashback.

http://moneycentral.msn.com/banking/...archId=9&Go=Go

www.bankrate.com

https://www.citicards.com/cards/wv/f...BACK&x=39&y=13

https://www124.americanexpress.com/c...ype=intProduct

https://www124.americanexpress.com/c...ype=intProduct

If you have a buisness and want a card with above 2% cash back, this one site looks promising:

https://www.advanta.com/ADV.

I am sure you can find comperable cards if you look high enough. As always a "low rate" credit card is also a good investment.

New Home Sales Rise
Finally Some Good News Out of the Housing Market
By DANIEL ARNALL
ABC NEWS Business Unit
Aug. 24, 2007
http://abcnews.go.com/Business/story?id=3520127

Thousands Lose Jobs Because of Mortgage Problems
Mortgage Brokers and Real Estate Agents Get Pink Slips
By SCOTT MAYEROWITZ
ABC NEWS Business Unit
Aug. 22, 2007
http://abcnews.go.com/Business/story?id=3510469&page=1

Mortgage Problems Hit Luxury Home Market Hard
Profits Down for Luxury Home Builder Toll Brothers
http://abcnews.go.com/Business/LifeS...ory?id=3509332
Aug 22, 2007

Silicon Insider: Home Is Where the Broadband Is
From Horses to Cars: How Homes Have Adapted to Technology
Opinion By MICHAEL S. MALONE
Aug. 23, 2007
http://abcnews.go.com/Business/Indus...=750595&page=1

Is anybody willing to post his or her entire portfolio? In particular, the names of finds, bonds, and individual stocks?

[jonasdatum]

javascriptlayClip('rtsp://video.c-span.org/15days/wj081407_norris.rm')
Floyd Norris, New York Times, Financial Columnist
Floyd Norris, New York Times, Financial Coloumnist, discusses the state of the U.S. economy, including recent drops on Wall Street, subprime mortgage rates, and the credit crunch as well as the government's oversight role on the economy.
8/14/2007: WASHINGTON, DC: 33 min.
Washington Journal Entire Program

javascriptlayClip('rtsp://video.c-span.org/15days/wj081407.rm')
Floyd Norris, New York Times, Financial Columnist
Lt. Gov. Andre Bauer (R-SC)
Carol Fowler, South Carolina Democratic Party, Chair
8/14/2007: WASHINGTON, DC: 3 hr. : C-SPAN

[jonasdatum]

rtsp://video.c-span.org/15days/wj090407_frank.rm

Rep. Barney Frank (D-MA), Financial Services Committee, Chairman
Rep. Barney Frank (D-MA), Financial Services Committee, Chairman discusses what the federal government should do about the mortgage and credit markets. Chairman Frank holds a hearing on Wednesday on this subject.
9/4/2007: WASHINGTON, DC: 26 min.

Hello. I've been updating my sharebuilder account data and noticed that since I've started putting money into it my dividends have come up to a mear average of $3.00 a year. So my question is should I just deposid the dividends into a savings account? Or should I pull my money out entirely? My savings bonds have been doing much better than my ShareBuilder.com account. Also, my savings has gotten more of a return as well. However, you have to consider the fact that most of the sharebuilder investments are partial shares not whole.

[jonasdatum]

I have some knowledge of auto liens, although I have significant datum gaps.

Q: My first question is lets say a private citizen puts a lien on a car. I know for a fact you can. Thus I suspect in most if not all states you can do it as well. In many states the physical title is mailed direct to lienholder. Where as the 'lien statement/notice of lien/whatever you want to call it' is mailed to person. Now I know for fact that banks and other institutions sell these things all the time.

So lets say I put a $500 lien on a car and I give the person the title sells it; legally, they can. Can I sell the lien to somebody else without any hassle? Or should I setup company, put a few liens on a car or two and sell them? I would want to setup a few liens via myself or with a company?

Note: In the state I live in, the title is mailed to the purchaser regardless.

Note on Lease or Finance: If you Finance the car, I (the lender) can take it if the lien is not satisfied. If the car is leased, I own the car outright (read the title), and according to the lease agreement you can either buy it out or give it back. I say this because many people use these terms interchangeably, which are wrong. Occasionally a lienholder or leaseholder may own a subsidiary that performs either action.

I have to ask my associates a few questions in that area.

[jonasdatum]

Wow my sharebuilder.com account is up about $20! "Capitalism $*@!` yea!" That is just in the two months. I might throw another $25 in there before the end of the year ! Anybody want to know some of my top holdings? Does anybody want to share their top holdings?

I am currently compiling a list of top performing mutual funds of various types. will compile my findings in a month or two.

[jonasdatum]

Originally Posted by jonasdatum

Wow my sharebuilder.com account is up about $20! "Capitalism $*@!` yea!" That is just in the two months. I might throw another $25 in there before the end of the year ! Anybody want to know some of my top holdings? Does anybody want to share their top holdings?

I am currently compiling a list of top performing mutual funds of various types. will compile my findings in a month or two.

The market is doing good, very good. I might just dump another $50 into my account. The question is where to put it it all? I was thinking google perhaps? Of course we still have to wait and see what the new interest rates on federal securities will be. I will read a few business websites and see which funds [if availible on sharebuilder.com] will be best to put my money in. Real estate funds are cheaper, so buying the higher end funds at a lower price now could pay off in the future, what do you guys think?

[jonasdatum]

I was thinking maybe I should take out some sort of general loan to build my credit/lending resume? You know something to help in the distant future. From what I have read, credit (i.e. credit cards) alone can take me but only so far.

For example I was thinking of taking out a $5,000 loan, spending and repaying at most $100. However my knowledge of loans is limited. Anybody have some suggestions?

Commerceonline.com and Citibank.com/citi.com appear to have decent loans. I don't want anything to hazardous.

[jonasdatum]

I was browsing the PBS station in my area an ran across this television show. Does anybody know anything about it?

http://www.wealthtrack.com/

[jonasdatum]

6 saving secrets from 'Frugal Fanny'
One member of the Women in Red has drawn praise for her ability to save while providing a high-quality life for her family on one income. Here she shares the secrets of her success.
By MP Dunleavey

Editor's note: Join columnist MP Dunleavey and a group of women as they seek to strip away the myths around money, liberate themselves from debt and find financial sanity. Follow the ongoing quest of the Women in Red every other Wednesday in Dunleavey's column on MSN Money.

http://articles.moneycentral.msn.com...ugalFanny.aspx

A woman who is after my own hart ! You know the old saying, "keep your mind on your money and your money on your -insert obscenity of your choice here- mind."

[jonasdatum]

Originally Posted by jonasdatum

Hello, I am currently investing in some gaming consoles and possible assessories for resale. I've been paying much attention to the sites market. The consoles are being sold used, and I believe they may work withing their descriptions.

One of the key selling points of successful auctioning of the consoles is bundling. However, I've calculated a pretty slim profit margin. Thus bundling would not serve my purposes unless I buy the accessories at a discount.

Any comments or suggests would be greatly appreciated.

I am currently trying to win a few products for resale on ebay. Does anybody have some advice?

[jonasdatum]

Should I keep reinvesting dividends or should I have them deposited into my money market account? For sometimes I've seen my stocks and ETFs go way up, then they go way down? So does anybody have any suggestions on that matter?

Investing in foreign markets is always a good idea. Anybody have any recommended stocks or funds?

[OldRS]

Originally Posted by jonasdatum

The market is doing good, very good. I might just dump another $50 into my account. The question is where to put it it all? I was thinking google perhaps? Of course we still have to wait and see what the new interest rates on federal securities will be. I will read a few business websites and see which funds [if availible on sharebuilder.com] will be best to put my money in. Real estate funds are cheaper, so buying the higher end funds at a lower price now could pay off in the future, what do you guys think?

I am curious, how are your investments going? The market has had a few bumps in the road since October, I hope you are still doing well? How do you like sharebuilder? Does it give you any useful investment info? Is it a free site, or is it strictly for real investors? I am still in a playing mood.

[jonasdatum]

Originally Posted by OldRS

I am curious, how are your investments going? The market has had a few bumps in the road since October, I hope you are still doing well? How do you like sharebuilder? Does it give you any useful investment info? Is it a free site, or is it strictly for real investors? I am still in a playing mood.

I am doing ok to good. Shifting market and all.

I like it but the better features cost more money. So the info depends on how much you're willing to shell out to them. Also there are many investments that are not availible. SB has some restictions on the types of investments you can make. Some stocks just won't be there.

No it is not.

Check it out.

[OldRS]

Glad to hear you are doing well jonasdatum . My play portfolio was doing great. I was going to sell a specific stock when it was a profit (worth ~170% of my initial investment), but did not do it in time . I listened to the email notices I was getting and they were still saying it would go even higher . I held on to it and it is now worth about ~20% of my initial investment. It has taken a big toll on my standing. Luckily, I am not in it for real yet, so I can chock it up to a learning experience.

[jonasdatum]

Home > Citizens > Money and Taxes > Saving and Investing

http://www.usa.gov/Citizen/Topics/Money/Investing.shtml

Now that I have refocused my life for the time being I am looking into invesments further. In the comming weeks I'll be posting about possible ETFs, stocks, etc and will welcome your comments and suggestions. In fact if anybody has any good stocks or ETFs availible on sharebuilder.com I implore you to post.

Houses Are Getting A Little Cheaper For The Time Being Arent They? Might want to read up on some of the basics:

https://www.federalreserve.gov/apps/mortcalc/

http://money.howstuffworks.com/mortgage.htm
http://money.howstuffworks.com/subprime-mortgage.htm

Mortgage Basics: Introduction
http://www.investopedia.com/university/mortgage/

Outsmart Private Mortgage Insurance
http://www.investopedia.com/articles...tsmart-pmi.asp

Behind The Scenes Of Your Mortgage
http://www.investopedia.com/articles...y_mortgage.asp

Be Mortgage-Free Faster
http://www.investopedia.com/articles...edpayments.asp

How Will Your Mortgage Rate?
http://www.investopedia.com/articles...tgage_rate.asp

Understanding the Mortgage Payment Structure
http://www.investopedia.com/articles/pf/05/022405.asp

Go get some - Money That Is!

-An observation I've made-

http://money.howstuffworks.com/subprime-mortgage2.htm

...Neighbor Works took action after learning that a common problem between subprime lenders and their clients is a lack of communication once the borrower fell into financial straits. Often, the borrower is ashamed or afraid to call his or her lender, even though there are actions that could be taken to prevent foreclosure. Lenders often have trouble locating the people in need of advice...

To crud with shame. The objective is survival. The most adaptive to the envirionment and/or situation will survive and the rest are slaged. Remember when I posted on the other thread with the lawyerl; how the poorer are less willing to find a way out of debt because of personal honor? I just needed to point that out.