AZ,
Probably only eccentrics like <i>myself</i> use File Commander (get it here: <a href="http://silk.apana.org.au/" target="_blank">
http://silk.apana.org.au/</a>), which is based on the layout of old Norton Commander, ca. 1989.
As you note, Notepad is another good old stand-by. What it and file Commnder lack is the color coding of scripts, tags, etc.
Many of the people I work with like Dream Weaver. Never used it myself, I use my own techniques, but they say it does a good job at removing many of the proprietary MS codes from HTML that result when you save a MS Word document as HTML for example. Stripping down and simplifying HTML is a big deal with some federal government websites as there are rules about "section 508" (accessibility, like an Americans with Disabilities Act for electronic resources, including the web, telephones, copy machines, etc.), multi-platform/"any browser" support and file size (loading speed). I have no idea what Dream Weaver costs.
What I think is amazing is the amount of free or very inexpensive, yet high quality software that is out there. The Eversoft product is among those.
Two other "free" products available on the web which I rate very high, but are not HTML editors, are <a href="http://www.zonelabs.com" target="_blank">Zone Alarm</a> and <a href="http://user.cs.tu-berlin.de/~normanb/" target="_blank">RASPPPOE</a>.