what he said and I don't have to worry that the banks not open and I don't have to deal with a tellerI'm happy with ING - not happy with current interest rates, but account pays better interest than my bank checking or savings accounts, FDIC safe and assets fluid and available for business when needed.
That's why I charged it to a credit card....then I had 30 days to move the moneyI've used ING for a while and have been very happy with it, although the interest rate went down quite a bit a few months ago. As Wino mentioned, it's still far better than most banks! It's nice that there are no minimums or fees (that I'm aware of), but be aware that it can take a few days to transfer the money to your regular banking account. That may be an advantage, though -- it might help reduce the chance of impulsively spending your savings on that big screen TV.
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