Just an FYI, the new password rule has been updated and it now reads as follows:
Thank you to those who continue to keep an eye on things for us. We do appreciate it because we can't be everywhere all the time.
So basically anything that Microsoft allows (and not the answers forum because it's not even monitored by Microsoft) or the owner of the software/service allows will be fine. There may be some cases that aren't black and white though so if in doubt feel free to report them and the Moderators will evaluate those situations but for the most part, anything that looks shady or is from unauthorized sources wouldn't be allowed.
Thank you to those who continue to keep an eye on things for us. We do appreciate it because we can't be everywhere all the time.