=IF(O198<1+O198,7%), but i also want the column p198 to be 5%, and i want the formula in the Q cell. (if cell o198 is greater than 1.00 i want it to insert 7% in column Q, if P cell is than 1.00 i want it to insert 5% in the Q cell. Both columns will not have a dollar amount, only one or the other.

Please advise, i'm pulling my hair out. I know the first formula is correct, but how do i get the second half of it.

Thank you

mmdmalta